“Strengthening the health of one’s financial management is a resolution that would benefit all Americans,” says Ted Beck, president and CEO of the National Endowment for Financial Education® (NEFE®). “The greatest gift you can give your family is financial stability.
Especially in a recession, it’s important to set a plan in motion to get out of debt and prepare for the uncertainties of the future.” Beck suggests these five basic tips to shape up your finances:1. Know where your money goes.2. Get control of debt3. Start saving today.4. Protect your assets.5. Organize your financial records.
This also is a good time to review your credit report. You can order free a detailed summary from the three major credit reporting agencies—Equifax, Experian and TransUnion—by visiting www.annualcreditreport.com or by calling (877)322-8228.
Source: NEFE
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